
Insurance v Tax Deduction
Jeff and Pipin are proud to offer a concierge-style IV hydration service designed to bring wellness and convenience directly to you. Because of the personalized nature of our service, MrandMrsNurse operates as a cash-based practice, and payment is due at the time of service.
By not billing insurance directly, we are able to keep our pricing transparent, reduce administrative costs, and focus on what matters most—providing safe, professional care in the comfort of your home, office, or preferred location.
For your convenience, we accept the following forms of payment:
• Cash
• Credit or Debit Cards
• Zelle
• Venmo
• HSA and FSA Cards

Insurance:
The most important factor that determines whether your IV therapy will be covered by insurance is medical necessity. In simple terms, insurance companies will cover treatments that are prescribed by a physician to manage, treat, or cure a diagnosed medical condition. If your doctor determines that IV therapy is essential for your health, provides a formal diagnosis with the correct ICD-10 code, and your medical records support this decision, your insurance might cover the treatment.
IV therapy for general wellness or lifestyle purposes is almost never covered. These treatments are often “hangover cures,” “beauty drips,” or “athletic performance boosters." These are considered elective and not medically necessary.
Insurance Codes:
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CPT 96360: Initial intravenous infusion, hydration; 31 minutes to 1 hour.
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CPT 96361: Each additional hour of intravenous infusion, hydration (list separately in addition to code for primary procedure).
Potential Diagnosis Codes (ICD-10)
While specific diagnoses depend on the patient's condition, they often include:
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E86.0: Dehydration
Tax Deductible:
In certain cases, IV hydration therapy may be considered a qualified medical expense under guidelines from the Internal Revenue Service.
To potentially qualify, the treatment must:
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Be medically necessary
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Be used to diagnose, treat, or prevent a specific condition
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Be recommended or prescribed by a licensed healthcare provider
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Not be reimbursed by insurance
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Be included as part of your itemized medical expenses
Examples of potentially qualifying uses:
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Treatment for dehydration due to illness
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Recovery from viral infections or flu
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Management of migraines or chronic conditions
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Treatment of vitamin deficiencies (e.g., B12 deficiency
When IV Therapy Does Not Qualify
IV therapy is generally not tax deductible if it is used for general wellness or lifestyle purposes.
Common non-qualifying uses include:
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Energy boosts
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Hangover recovery
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Athletic performance enhancement
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Beauty or anti-aging treatments
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General health optimization
These services are considered beneficial to overall health but not medically necessary under IRS guidelines.
Important Tax Guidelines to Know
Even if your IV therapy qualifies:
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You must itemize deductions on your tax return
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Only medical expenses that exceed 7.5% of your adjusted gross income (AGI) may be deductible
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Proper documentation is essential, including receipts and provider recommendations
Important Disclaimer
MrandMrsNurse do not provide tax advice. Eligibility for tax deductions, HSA, or FSA reimbursement is determined by current IRS guidelines and your individual financial situation. We recommend consulting with a qualified tax professional or CPA for personalized advice.

MrandMrsNurse Concierge IV Hydration:
MrandMrsNurse will have provided you a receipt at the time of service. If you plan to seek reimbursement and your IV hydration was medically necessary please email us at contactus@mrandmrsnurse.com or call 561.220.1981 and request the physicians order. We will email it back to you, so you can attach it to your insurance claim form.
